PRIVACY POLICY
WHAT DOES CHARIOT FINANCIAL CORPORATION (CFC) DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• payment history
• credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CFC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes -
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes -
information about your transactions and experiences
For our affiliates’ everyday business purposes -
information about your creditworthiness
For our affiliates to market to you
For our nonaffiliates to market to you
Does CFC share?
Yes
Yes
No
No
No
No
No
Can you limit this sharing?
No
No
We do not share
We do not share
We do not share
We do not share
We do not share
QUESTIONS? Call (262) 214-5473 or email us at info@chariotfc.com
WHO WE ARE
Who is providing this notice?
Chariot Financial Corporation (CFC)
WHAT WE DO
How does CFC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic information about you to our employees who need to know that information to provide products or services to you.
How does CFC collect my personal information?
We collect your personal information, for example, when you:
• apply for a loan or other financial service or product
• make payments on your loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
• sharing for affiliates’ everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.